Estimates of gender differences in firm’s access to credit in Sub-Saharan Africa
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Estimates of gender differences in firm’s access to credit in Sub-Saharan Africa. / Hansen, Henrik; Rand, John.
In: Economics Letters, Vol. 123, No. 3, 2014, p. 374-377.Research output: Contribution to journal › Journal article › Research › peer-review
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TY - JOUR
T1 - Estimates of gender differences in firm’s access to credit in Sub-Saharan Africa
AU - Hansen, Henrik
AU - Rand, John
N1 - JEL classification: G21, J16, L25, O11
PY - 2014
Y1 - 2014
N2 - Based on firm level data from 16 Sub-Saharan African countries we show how three different measures of credit constraints lead to three different estimates of gender differences in manufacturing firms’ credit situation. Using a perception based credit constraint measure female owned firms appear relatively more constrained than male owned firms. Using formal financial access data we find no gender effect. Finally, using direct information on credit constraints, male owned small firms appear disadvantaged. Furthermore we show a strong size gradient in the gender gap for the two measures for which we find significant gender differences.
AB - Based on firm level data from 16 Sub-Saharan African countries we show how three different measures of credit constraints lead to three different estimates of gender differences in manufacturing firms’ credit situation. Using a perception based credit constraint measure female owned firms appear relatively more constrained than male owned firms. Using formal financial access data we find no gender effect. Finally, using direct information on credit constraints, male owned small firms appear disadvantaged. Furthermore we show a strong size gradient in the gender gap for the two measures for which we find significant gender differences.
U2 - 10.1016/j.econlet.2014.04.001
DO - 10.1016/j.econlet.2014.04.001
M3 - Journal article
VL - 123
SP - 374
EP - 377
JO - Economics Letters
JF - Economics Letters
SN - 0165-1765
IS - 3
ER -
ID: 107071047